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International Payment Gateway in Pakistan: How to Get Paid Globally

International Payment Gateway in Pakistan: How to Get Paid Globally

Welcome To the Digital Borderless Economy 

In the borderless digital world, nothing is more irksome than getting paid by your distant international clients. Be they freelancers, SaaS providers, e-commerce merchants, or content creators, swift and secure global payment is either going to make or break their businesses. The catch, however, is that setting up an international payment gateway in Pakistan isn’t always that simple. 

Khired Digital is a full-service digital marketing company that swoops in to save you. This blog covers how to use the best payment gateway in Pakistan to capture global payments and build long-term trust with overseas clients in Pakistan. 

So, let’s start. 

What Is an International Payment Gateway? 

An international payment gateway is a facility for processing and authorizing international credit card payments and other electronic payments for international transactional purposes. It serves as a kind of bridge to maintain a secured and encrypted communication and streamlined transfer of funds from the buyer’s bank to that of the seller. 

In simple words, if you wish to sell your services or products to a worldwide audience, you need a payment method that would give foreign clients the ability to pay you in their respective currency, which will then be converted and deposited into your Pakistani bank account or digital wallet. 

Challenges of Receiving International Payments in Pakistan 

There are still many startups and SMEs that struggle with international payment processes, despite the high demand: 

  • Limited options: Services like Stripe and Square are very much not fully available to Pakistan. 
  • Stringent bank compliances: There are different stringent know-your-customer processes and other rules regarding foreign remittance. 
  • Hidden fees and delays: With international wire transfers, the typical case is that high transaction fees are paid against long times for transactions to settle. 
  • Lack of integration: Freelancers and e-commerce platforms might lack the means of getting a payment gateway integrated with their sites or apps. 

These barriers do impact scalability, especially for companies looking to do business with foreign clients or have remote operations. 

International Payment Gateway Options 

Let’s explore the breakdown of payment gateways, whether they are available in Pakistan or not. Also, to what extent these can e edbusand how these can be used.

Payment Gateway Official Availability in Pakistan Use Cases Key Features Used By 
Payoneer Yes Freelancing, eCommerce, SaaS Multi-currency accounts, global payments, local withdrawals Freelancers, Fiverr, Upwork users 
2Checkout (Verifone) Yes (with compliance) SaaS, eCommerce, Subscription Billing Accepts global cards, recurring billing, localized checkout Shopify stores, SaaS apps 
Wise (formerly TransferWise) Limited but accessible Freelancers, remote workers Real exchange rates, borderless accounts Freelancers, consultants 
PayPal Not officially supported Limited workaround use Buyer protection, global reach Used via foreign entities only 
Stripe Not supported natively Workaround via foreign registration Developer-friendly APIs, global cards SaaS platforms, subscription sites 
Braintree (PayPal) Requires U.S. or UK registration Web & mobile payments PayPal integration, secure checkout, advanced fraud tools Ecommerce stores, SaaS businesses 
Adyen Requires global registration Large enterprises, marketplaces Omnichannel support, international cards, scalability Large-scale platforms, enterprise 
Skrill Limited use Niche ecommerce, gaming Wallets, global payments, low-fee options Digital service sellers 
Authorize.Net Not directly available U.S.-based businesses only Subscription billing, fraud detection Used via U.S. incorporation 
Square  U.S./CA/AU/UK only Not available in PK POS & online payments, hardware solutions Not used in Pakistan natively 

Khired Digital works through clients to recommend, set up, and optimize these gateways subject to business models- service provider, SaaS startup, or ecommerce venture. 

How Khired Digital Simplifies International Payments 

Khired Digital, a trusted digital marketing agency and a tech partner, offers much more than development and marketing. To give end-to-end support for the integration of global payment gateways, we offer: 

  • Compliance Consulting: Understanding documentation, KYC, and legal setups. 
  • Platform Integration: You need Payoneer on your WooCommerce site? Or stripe through an overseas entity? We will do it for you. 
  • Speed Optimization: Faster settlements, API integration, and customized dashboards. 
  • Multi-channel Revenue Mapping: Sync payments from Shopify, YouTube, freelance platforms, and SaaS apps. 

Whether monetizing content, running your drop shipping store, or perhaps providing SEO services globally, we make sure your revenue stream is on point. 

Who Needs This Method?  

Basically, every digital entrepreneur or company with an interest in cross-border operations could use some help from it: 

  • Freelancers & Agencies 

From writers to developers, working with Upwork, Fiverr, or direct contracts, getting USD payments efficiently is important. 

  • Ecommerce Stores 

Selling on Etsy, Shopify, or your own branded website? You need to collect payments in dollars, euros, or dirhams. 

  • SaaS Startups 

Subscription models depend on recurring billing across countries. A reliable gateway is the backbone of your MRR. 

  • Affiliate Marketers & Content Creators 

YouTube payouts, affiliate commissions, and digital ad revenues are all foreign-earned income. You need a gateway that scales with traffic. 

Best Practices for Getting Paid Internationally 

To make the most of your setup, follow these smart practices: 

  • Set up a Business Entity (if needed) 

Services like Stripe require U.S. or U.K.-based business accounts. Many agencies help with virtual entity setup. 

  • Choose Multi-Currency Support 

Use services like Wise or Payoneer that let you hold balances in USD, GBP, or EUR and convert when the rate is favourable. 

  • Automate Invoicing & Payouts 

Use tools like FreshBooks, Zoho, or HubSpot CRM integrated with your gateway for seamless invoicing and payment tracking. 

  • Secure & Optimize Your Website 

SSL certification, responsive design, and secure checkout matter when building trust with foreign buyers. This ties into website development in Pakistan. 

  • Track Revenue Analytics 

Use plugins or tools like Google Analytics 4 and payment dashboards to understand buyer behaviour and revenue trends. 

The Role of Digital Marketing in Attracting International Clients 

Having a payment gateway is one half of the solution. You also need international clients who want to pay you. 

This is where SEO agencies in Pakistan shine. They boost your global visibility through: 

  • SEO-optimized websites and landing pages 
  • Paid ad campaigns targeting U.S., U.K., and Gulf clients 
  • Conversion optimization for better lead generation 

When marketing and payments work in sync, the result is sustainable international revenue. 

Future of Payment Gateway 

The landscape is evolving rapidly. With the rise of fintech startups, digital wallets, and open banking, more seamless options will emerge. SadaPay, NayaPay, and digital bank integrations will soon compete on a global level. 

With Pakistan’s digital economy growing, international payments will become as easy as sending an SMS. 

Final Thoughts 

In a world where digital work and cross-border commerce are booming, having an international payment gateway in Pakistan is no longer optional—it’s essential. Whether you’re a content creator, service provider, or e-commerce seller, getting paid globally with minimal friction unlocks new growth. 

With Khired Digital as your partner, you don’t just get payment integration—you get peace of mind and security. 

So, wait what? 

Let us help you choose and set up the best payment gateway in Pakistan tailored to your business. From e-commerce integrations to organizational payouts—we’ll get you paid, fast and fair.

al for fraud if not managed properly.

 

Frequently Asked Questions

 

Which international wallet works in Pakistan?

The best digital wallet depends on your needs. SadaPay is a top choice for secure, fee-free local and international payments in Pakistan.

Which is the safest payment gateway?

Best payment gateway options compared 

  • Stripe 
  • PayPal 
  • Square 
  • Payoneer 
  • Adyen 
  • 2Checkout 
  • Braintree
What are the advantages and disadvantages of a payment gateway?

Advantages include the ability to accept a range of payment methods, secure transactions, and potentially better customer experience. Disadvantages include fees, complexity of integration, and potential for fraud if not managed properly. 

Start Smart: The Best Online Business Ideas for Pakistanis in 2025

Start Smart: The Best Online Business Ideas for Pakistanis in 2025

Turn your Wi-Fi into Wealth: Discover Smart Online Business Ideas That Actually Work in Pakistan! 

Say goodbye to the old days when starting a business involved renting a space or making a large inventory investment. In 2025, Pakistanis are using the internet as a platform to create profitable businesses all from the comfort of their living room. 

With improved digital literacy rates, growing smartphone use, and increased ease of accessing e-commerce platforms, the prospects of online business in Pakistan have never been better.  

Whether you’re a university student earning a bit of additional pocket money, a stay-at-home parent wanting freedom and flexibility, or a 9-5 employee trying to make money online for more financial freedom, there couldn’t be a better time to hustle online.  

Let’s have a look at some of the best online business ideas for Pakistanis that are not just in-demand—but successful.

1. Micropreneurship

What It Is: A one-person or small team business that is operating on a small scale, often from the comfort of home. 

Real-Life Example: Zara, a university student in Lahore, turned her hobby of candle-making into a microbrand through selling on Instagram. Zara is a one-stop shop doing design, marketing, and even deliveries out of her bedroom earning enough to pay for her semester fees!  

Why It Works: There is no major startup cost, just your passion, basic digital skills, and consistency. 

2. Affiliate Marketing

What It Is: Promoting other brands’ products and making a commission on every sale using your affiliate link.  

Real-Life Example: Bilal runs a tech blog and shares links to mobile accessories on Daraz and Amazon. Each time someone purchases through Bilal’s links, securing passive income. Even at nighttime, while he is asleep!  

Why It Works: It’s low risk, scalable, and great if you have existing blogging, YouTube channel, or social media following.

3. Resale

What It Is: Purchasing products at a low price (preferably used) and reselling online to make a profit. Also called online thrift stores or product flipping. 

Real-Life Example: Maria finds trendy bags and sneakers at local bazaars, takes courtesy photos for the product, and resells those on Facebook Marketplace and Instagram. Maria’s thrift store is now a weekend side hustle with actual profits! 

Why it Works: There’s always demand for inexpensive products, especially from students and young professionals.

4. YouTube Content Creation

What It Is: Creating content that you care about, related to passions such as food and technology, educational content, or vlogging. 

Real-Life Example: Ali, a twenty-something teacher living in Rawalpindi, started posting videos on YouTube showing exam tips and solved past papers with the intention of helping students. In his first year he built a loyal audience and eventually got monetized. 

Why It Works: YouTube monetization policy is working for Pakistan, allowing you to get paid from monetizable views (dependent on advertising views) along with sponsorships.

5. Digital Marketing

What It Is: Helping shape businesses into the online sphere through social media management, ads, email marketing, search advertising, content, etc. 

Real-Life Example: Sana provides social media and ads management for three clothing brands in Karachi. She is constantly posting across Facebook and Instagram stories and ads, along with content using her laptop. She learned everything through social media without spending a dime (all free!).

Why it Works: There has never been a bigger opportunity for marketers as Pakistani businesses continue to shift into digital opportunities. No office required.  

6. Online Tutoring

What It Is: Teaching one-on-one or in groups lessons on subjects or skills virtually. 

Real-Life Example: Ahmed lives in Islamabad, is fluent in English, and teaches spoken English to students located in Saudi Arabia. By means of Zoom, he charges on a per-hour basis and sets his schedule.  

Why it Works: While demand for quality education and skills continues to rise, so does the opportunity for online tutors — especially if you happen to be good at mathematics, science, and languages.

7. SEO Consulting

What It Is: Search engine optimization for small enterprises includes keyword study, content strategy, and backlink strategies.  

Real-Life Example: Farah consults for small businesses in Islamabad to be on the first page of search results. A single SEO audit is enough to earn in a week for some people.  

Why It Works: SEO is important for any business that is online. That is why the number of people searching for skilled consultants, even overseas, continues to grow exponentially.  

8. Virtual Assistant (VA)

What It Is: Providing remote administrative or creative support to busy entrepreneurs and executives. 

Real-Life Example: Hira schedules meetings and dispatches emails, updating blogs for a Caribbean client while enjoying her tea in Faisalabad.  

Why It Works: VA is the lifeline of online businesses, and Pakistani freelancers are becoming preferred because of their reliability and communication skills.  

9. Drop shipping

What It Is: Ecommerce without inventory—the supplier ships directly to the customer.  

Real-Life Example: Usman has a Shopify store that sells fitness gear. As soon as someone orders, the equipment ships from China and goes right to them. No warehouse, no stock on hand at all.  

Why It Works: It’s low-risk, scalable, and the perfect option for those wanting to test out their ability to do e-commerce without any initial investment.

10. Freelance Services

What It Is: Offering services such as graphic design, content writing, video editing, or web development via Fiverr and Upwork.  

Real-Life Example: Nimra works in logo design for international clients while pursuing her studies in Multan. She earns in dollars and withdraws through Payoneer.  

Why It Works: Freelancing has given you freedom over the use of time, income, and growth. Besides, the global gig economy is on the rise. 

Now, let’s have a look at various factors of the above-stated online businesses in tabular form: 

Online Business Idea 

Initial Investment 

Technical Expertise Required 

Competition Level 

Growth Potential 

Micropreneurship 

Low – Medium (Rs. 5,000–20,000) 

Basic (social media, e-commerce) 

Medium 

High 

Affiliate Marketing 

Low (Rs. 0–5,000) 

Moderate (content creation, link tracking) 

High 

High (passive income) 

Resale 

Medium (Rs. 10,000–30,000) 

Basic (photos, listings) 

Medium 

Moderate–High 

YouTube Channel 

Low (Rs. 10,000 for camera/mic) 

High (editing, SEO, consistency) 

Very High 

Very High 

Digital Marketing 

Medium (Rs. 15,000+ for courses/tools) 

High (ads, analytics, strategy) 

High 

High 

Online Tutoring 

Low (Rs. 0–5,000) 

Medium (subject expertise, Zoom skills) 

Medium 

High 

SEO Consulting 

Low – Medium (Rs. 5,000–15,000) 

High (keyword research, analytics) 

Medium 

High 

Virtual Assistant 

Low (Rs. 0–5,000) 

Medium (admin tools, communication) 

Medium 

Moderate–High 

Dropshipping 

Medium (Rs. 20,000–50,000) 

Moderate (e-commerce setup, supplier handling) 

High 

High 

Freelance Services 

Low (Rs. 0–10,000) 

High (graphic design, writing, coding etc.) 

Very High 

Very High 

Final Thoughts

Pakistan is under a digital shift, and these online businesses are doors to financial independence and creative freedom. Whether you are a student, a housewife, or engaged in a job full-time, 2025 has never had this much potential for building your own online empire.  

Ready to Monetize Your Skills?  

Partner with Khired Digital and explore powerful affiliate marketing solutions to scale your online business with smart tools, training, and expert support.

Let’s grow together!